Each client’s estate planning needs are unique. They are also apt to change over time with fluctuations in business, investments, as well as familial circumstances such as marriage, divorce, children, grandchildren, or a tragic event. At JCM, we recognize these variables and we are committed to working regularly with our clients to make sure their estate plans are as finely-tuned and as current as possible. In addition to ensuring that their wealth is distributed as they intend, our services also assist in safeguarding against catastrophic life events.
Our estate planning services include:
Wills and inter-vivos trusts
Effective use of spousal exemptions and lifetime credits
Lifetime gifting programs
Family limited partnerships
Use of annual giving exclusions
Life insurance planning, including insurance trusts and split-dollar insurance
Qualified personal residence trusts and other home transfer devices
Estate freezes
Living wills and other medical decision documents
Lifetime powers of attorney in the event of legal incompetence