E-Bike and Electric Scooter Accidents in Pennsylvania: Your Rights and Who Pays

Police officers at the scene of a car accident

E-bikes and electric scooters are everywhere now, on city streets in Wilkes-Barre and Scranton, on rail trails and in neighborhoods across Northeastern Pennsylvania. Riders move faster than traditional cyclists but have the same lack of protection, so when a car or truck hits them, the injuries can be serious. If you were hurt while riding, here is what you should know.

How Pennsylvania classifies e-bikes

Pennsylvania treats a qualifying e-bike as a "pedalcycle with electric assist." In general, that means it has working pedals, a motor of no more than 750 watts, a top motor-assisted speed of 20 miles per hour and weighs under 100 pounds. A qualifying e-bike is treated much like a regular bicycle: riders have the same rights to the road, and drivers must give them at least four feet when passing. Faster or heavier electric bikes, sometimes called e-motos, may be classified as motor vehicles, which can change how a claim is handled.

What about electric scooters?

Pennsylvania law has not created a general category that makes stand-up electric scooters street-legal, so their status on public roads is murkier. That does not mean a scooter rider who is hit by a careless driver has no claim. The driver still owes a duty of care, and fault is decided based on what each person did. The insurance company may try to use the scooter's legal status against you, which is one reason to get advice early.

Whose insurance pays your medical bills?

If a car or truck hits you while you're riding, Pennsylvania's auto insurance rules can still apply even though you weren't in a car. In many cases, medical benefits come first from your own auto policy, or a policy covering a relative you live with. If no household policy applies, the policy on the vehicle that struck you may have to pay. Learn more about who pays medical bills after a crash.

Common causes of e-bike and scooter crashes

  • Right hooks and left crosses. A driver turns across the rider's path without looking.

  • Unsafe passing. A driver squeezes by closer than four feet.

  • Dooring. A parked driver opens a door into the rider's lane.

  • Road defects. Potholes and broken pavement that small wheels can't absorb.

  • Defective equipment. Battery fires, brake failures and frame or fork defects can support a product liability claim.

What to do after a crash

Get medical care, call the police so there is a report, photograph the scene and your e-bike or scooter, and keep the damaged equipment. Don't give a recorded statement to the driver's insurer before you understand your rights. Our after-accident checklist walks through each step, and our guide to bicycle accidents and the four-foot law covers more of the rules of the road.

Talk to Joyce, Carmody & Moran

If you were hurt riding an e-bike or electric scooter anywhere in Pennsylvania, call Joyce, Carmody & Moran at 570-602-3560 for a free consultation. We'll sort out which coverage applies and push back when the insurance company tries to blame the rider.

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