Head-On Collisions in Pennsylvania: Injuries, Fault and Your Rights
Head-on collisions are among the most dangerous crashes on the road. When two vehicles meet front to front, the forces of both combine, and even a crash at moderate speed can cause life-changing injuries. In Northeastern Pennsylvania, many head-on crashes happen on two-lane rural roads, mountain curves and undivided highways where there is no barrier between opposing lanes.
Common causes of head-on crashes
Crossing the center line. A driver drifts over because of distraction, fatigue or speed on a curve.
Unsafe passing. Passing on a hill, curve or double yellow line puts a driver directly in the path of oncoming traffic.
Drunk or drugged driving. Impaired drivers are far more likely to cross into the wrong lane. See hit by a drunk driver.
Wrong-way drivers. Drivers who enter a highway the wrong way, often at night, cause some of the most severe crashes.
Distracted driving. A few seconds looking at a phone is enough to drift across a lane. See distracted and texting drivers.
Snow, ice and swerving. Drivers who go too fast for conditions can slide into oncoming traffic. Bad weather does not excuse it. See who is at fault in a snow or ice crash.
Injuries common in head-on collisions
Chest and internal injuries from the seat belt and airbag
Broken bones, especially legs, hips, wrists and arms
Knee injuries from striking the dashboard
Proving fault
In many head-on crashes, the question is simple: which car crossed into the other's lane? The answer often comes from the final resting position of the vehicles, debris and gouge marks in the road, vehicle damage, witness statements, video and the vehicles' event data recorders. Because this evidence can disappear quickly, an early investigation matters.
Pennsylvania's comparative negligence rule still applies. If the insurance company argues you share some blame, you can recover as long as you are not more than 50% at fault. See comparative negligence in Pennsylvania.
Insurance limits and serious injuries
Head-on crashes often cause injuries that exceed the other driver's insurance limits. Your own underinsured motorist coverage, and whether your policy is stacked, can make a major difference. See uninsured and underinsured drivers and stacked vs. unstacked coverage. If a loved one was killed, read about wrongful death claims.
Talk to Joyce, Carmody & Moran
If you or a family member was hurt in a head-on collision anywhere in Pennsylvania, call Joyce, Carmody & Moran at 570-602-3560 for a free consultation. We will investigate the crash, deal with every insurance company involved and fight for the full value of your claim.
Let’s Work Together
When you work with us, you can expect clear communication, thoughtful strategy, and a team that is fully invested in your goals. We take the time to understand your needs, tailor our approach, and stand with you through every step of the legal process. Let’s move forward — together.